Recent News
On June 10, 2026 the bank issued Class 47 notes for ARS 161,298 million at TAMAR + 3.25% maturing in June 2027; the issuance expands short-term funding capacity. On August 6, 2026 the Central Bank of Argentina registered its authorization for the appointment of María Soledad Duro Ruiz as a director of Banco BBVA Argentina. The company filed multiple Form 6‑K reports with US regulators during June–August 2026 noting regulatory notices and corporate actions.
Technical Analysis
Directional indicators: ADX at 26.32 indicates a strong trend environment; DI+ at 13.42 shows DI+ decreasing while DI- at 25.99 shows DI- peak & reversal, signaling that prior downside pressure may have peaked and directional strength could shift toward consolidation or a controlled reversal. This dynamic supports the idea of a tactical rebound while trend strength remains elevated.
MACD: MACD sits at -1.05 with MACD trend dip & reversal and a signal line at -0.98. The dip & reversal indicates bullish momentum developing, but MACD remains negative and below its signal line, so momentum improvement exists without a confirmed bullish crossover yet.
MRO: MRO at -7.08 with MRO trend dip & reversal registers the price below the modeled target and implies upside potential as the oscillator recovers; the negative MRO supports a likely price increase toward valuation-implied levels if momentum continues to strengthen.
RSI and moving averages: RSI of 41.4 with RSI trend decreasing shows weakening short-term momentum but not oversold conditions. Price at $14.47 trades below the 12‑day EMA ($15.07), the 26‑day EMA ($16.19), the 50‑day average ($18.18) and the 200‑day average ($16.79), and sits near the lower 1x Bollinger band ($14.18). These levels create a clear resistance band above current price and a support band near the lower Bollinger bound, framing a limited upside corridor for a rebound.
Fundamental Analysis
Earnings and coverage: Reported EPS of $0.41 exceeded the estimate of $0.35, an EPS surprise of 17.14%. Forward EPS equals $0.27475 with a forward P/E of 52.43. WMDST records the current valuation as under-valued.
Profitability and growth: Net income totaled $78,421,000,000 and net revenue reached $1,159,844,000,000. YoY earnings growth stands at 96.49% while QoQ earnings declined by 27.82%. Revenue shows YoY contraction of 19.69% but sequential revenue rose 14.05% QoQ, indicating improvement versus the prior quarter despite annual pressure.
Valuation multiples: Trailing P/E reads 56.62, slightly above the industry peer mean of 54.37 and industry peer median of 53.88; forward P/E at 52.43 sits above the industry peer mean of 43.37. Price/book registers at 0.0024, well below the industry peer mean of 1.06 and industry peer median of 1.33, while price/sales equals 0.00808. Book value per share equals $6,357.30. These multiples show divergent signals: very low price/book versus elevated earnings multiples, a structural distortion that explains the WMDST under-valued tag.
Balance sheet and returns: Total assets equal $25,712,007,000,000 with cash of $4,005,427,000,000 and total equity of $3,895,184,000,000. Debt-to-assets sits at 2.6%, below the industry peer mean of 16.17%, and debt-to-equity equals 0.1716. Return on assets equals 0.31% (QoQ +7.34%) and return on equity equals 2.01% (QoQ +1.41%), both low in absolute terms but showing sequential improvement in ROA.
Short-term factors and valuation context: Inflation‑linked instruments, interest income composition, and working capital changes (change in working capital of -$78,421,000,000) influence near-term earnings volatility. WMDST values the stock as under-valued given the extreme price/book dislocation versus book value and the bank’s sizable cash and tangible assets, though elevated P/E metrics and macro sensitivity constrain the margin for re‑rating.
MOST-RECENT QUARTERLY REPORT
| REPORT PERIOD ENDING: | 2026-03-31 |
| REPORT DATE: | 2026-08-27 |
| NEXT REPORT DATE: | 2026-11-26 |
| CASH FLOW | Begin Period Cash Flow | — |
| Operating Cash Flow | — | |
| Capital Expenditures | — | |
| Change In Working Capital | $ -78.42 B | |
| Dividends Paid | — | |
| Cash Flow Delta | — | |
| End Period Cash Flow | — | |
| INCOME STATEMENT | REVENUE | |
| Total Revenue | $ 1.2 T | |
| Forward Revenue | $ 622.4 M | |
| COSTS | ||
| Cost Of Revenue | — | |
| Depreciation | — | |
| Depreciation and Amortization | — | |
| Research and Development | — | |
| Total Operating Expenses | — | |
| PROFITABILITY | ||
| Gross Profit | — | |
| EBITDA | — | |
| EBIT | — | |
| Operating Income | — | |
| Interest Income | $ 1.5 T | |
| Interest Expense | $ 650.2 B | |
| Net Interest Income | $ 898.4 B | |
| Income Before Tax | $ 132.0 B | |
| Tax Provision | $ 46.8 B | |
| Tax Rate | 35.424 % | |
| Net Income | $ 78.4 B | |
| Net Income From Continuing Operations | $ 78.4 B | |
| EARNINGS | ||
| EPS Estimate | $ 0.35 | |
| EPS Actual | $ 0.41 | |
| EPS Difference | $ 0.06 | |
| EPS Surprise | 17.143 % | |
| Forward EPS | $ 0.27 | |
| BALANCE SHEET | ASSETS | |
| Total Assets | $ 25.7 T | |
| Intangible Assets | $ 137.8 B | |
| Net Tangible Assets | $ 3.8 T | |
| Total Current Assets | — | |
| Cash and Short-Term Investments | — | |
| Cash | $ 4.0 T | |
| Net Receivables | — | |
| Inventory | — | |
| Long-Term Investments | — | |
| LIABILITIES | ||
| Accounts Payable | — | |
| Short-Term Debt | — | |
| Total Current Liabilities | — | |
| Net Debt | — | |
| Total Debt | $ 668.6 B | |
| Total Liabilities | $ 21.7 T | |
| EQUITY | ||
| Total Equity | $ 3.9 T | |
| Retained Earnings | $ 352.0 B | |
| VALUATION & PER-SHARE METRICS | EQUITY & PER-SHARE METRICS | |
| Book Value Per-Share | $ 6.4 K | |
| Shares Outstanding | 612.710 M | |
| Revenue Per-Share | $ 1.9 K | |
| VALUATION | Market Capitalization | $ 9.4 B |
| Enterprise Value | $ 677.9 B | |
| Enterprise Multiple | — | |
| Enterprise Multiple QoQ | — | |
| Enterprise Multiple YoY | — | |
| Enterprise Multiple IPRWA | — | |
| EV/R | 0.585 | |
| CAPITAL STRUCTURE | ||
| Asset To Equity | 6.601 | |
| Asset To Liability | 1.186 | |
| Debt To Capital | 0.146 | |
| Debt To Assets | 0.026 | |
| Debt To Assets QoQ | -66.295 % | |
| Debt To Assets YoY | 64.661 % | |
| Debt To Assets IPRWA | high: 0.242 mean: 0.162 median: 0.159 BBAR: 0.026 low: 0.002 |
|
| Debt To Equity | 0.172 | |
| Debt To Equity QoQ | -69.939 % | |
| Debt To Equity YoY | 84.738 % | |
| Debt To Equity IPRWA | high: 4.312 median: 2.341 mean: 2.079 BBAR: 0.172 low: 0.017 |
|
| PRICE-BASED VALUATION | ||
| Price To Book (P/B) | 0.002 | |
| Price To Book QoQ | -20.266 % | |
| Price To Book YoY | -42.446 % | |
| Price To Book IPRWA | high: 2.882 median: 1.328 mean: 1.056 BBAR: 0.002 low: 0.001 |
|
| Price To Earnings (P/E) | 56.616 | |
| Price To Earnings QoQ | -36.292 % | |
| Price To Earnings YoY | -2.538 % | |
| Price To Earnings IPRWA | high: 70.027 BBAR: 56.616 mean: 54.365 median: 53.875 low: 0.019 |
|
| PE/G Ratio | 1.345 | |
| Price To Sales (P/S) | 0.008 | |
| Price To Sales QoQ | 2.668 % | |
| Price To Sales YoY | -51.501 % | |
| Price To Sales IPRWA | high: 28.872 median: 8.597 mean: 7.514 BBAR: 0.008 low: 0.006 |
|
| FORWARD MULTIPLES | ||
| Forward P/E | 52.428 | |
| Forward PE/G | 1.245 | |
| Forward P/S | 13.92 | |
| EFFICIENCY | OPERATIONAL | |
| Operating Leverage | — | |
| ASSET & SALES | ||
| Asset Turnover Ratio | 0.045 | |
| Asset Turnover Ratio QoQ | -17.909 % | |
| Asset Turnover Ratio YoY | 1.589 % | |
| Asset Turnover Ratio IPRWA | BBAR: 0.045 high: 0.025 mean: 0.011 median: 0.011 low: 0.004 |
|
| Receivables Turnover | — | |
| Receivables Turnover Ratio QoQ | — | |
| Receivables Turnover Ratio YoY | — | |
| Receivables Turnover Ratio IPRWA | — | |
| Inventory Turnover | — | |
| Inventory Turnover Ratio QoQ | — | |
| Inventory Turnover Ratio YoY | — | |
| Inventory Turnover Ratio IPRWA | — | |
| Days Sales Outstanding (DSO) | — | |
| CASH CYCLE | ||
| Cash Conversion Cycle Days (CCC) | — | |
| Cash Conversion Cycle Days QoQ | — | |
| Cash Conversion Cycle Days YoY | — | |
| Cash Conversion Cycle Days IPRWA | — | |
| CAPITAL DEPLOYMENT | ||
| Cash Conversion Ratio | — | |
| CapEx To Revenue | — | |
| CapEx To Depreciation | — | |
| CAPITAL, LIQUIDITY & COVERAGE | CAPITAL STRUCTURE | |
| Total Capital | $ 4.6 T | |
| Net Invested Capital | $ 4.6 T | |
| Invested Capital | $ 4.6 T | |
| Net Tangible Assets | $ 3.8 T | |
| Net Working Capital | — | |
| LIQUIDITY | ||
| Cash Ratio | — | |
| Current Ratio | — | |
| Current Ratio QoQ | — | |
| Current Ratio YoY | — | |
| Current Ratio IPRWA | — | |
| Quick Ratio | — | |
| Quick Ratio QoQ | — | |
| Quick Ratio YoY | — | |
| Quick Ratio IPRWA | — | |
| COVERAGE & LEVERAGE | ||
| Debt To EBITDA | — | |
| Cost Of Debt | 38.873 % | |
| Interest Coverage Ratio | — | |
| Interest Coverage Ratio QoQ | — | |
| Interest Coverage Ratio YoY | — | |
| Interest Coverage Ratio IPRWA | — | |
| Operating Cash Flow Ratio | — | |
| TIMING / LIQUIDITY | ||
| Days Payables Outstanding (DPO) | — | |
| DIVIDENDS | ||
| Dividend Coverage Ratio | — | |
| Dividend Payout Ratio | — | |
| Dividend Rate | — | |
| Dividend Yield | — | |
| PERFORMANCE | GROWTH | |
| Asset Growth Rate | 1.195 % | |
| Revenue Growth | 98.414 % | |
| Revenue Growth QoQ | 1404.571 % | |
| Revenue Growth YoY | -1969.212 % | |
| Revenue Growth IPRWA | BBAR: 98.414 % high: 25.524 % mean: -0.29 % median: -1.929 % low: -16.051 % |
|
| Earnings Growth | 42.105 % | |
| Earnings Growth QoQ | -27.82 % | |
| Earnings Growth YoY | 96.486 % | |
| Earnings Growth IPRWA | high: 49.694 % BBAR: 42.105 % median: 3.333 % mean: 3.324 % low: -57.895 % |
|
| MARGINS | ||
| Gross Margin | — | |
| Gross Margin QoQ | — | |
| Gross Margin YoY | — | |
| Gross Margin IPRWA | — | |
| EBIT Margin | — | |
| EBIT Margin QoQ | — | |
| EBIT Margin YoY | — | |
| EBIT Margin IPRWA | — | |
| Return On Sales (ROS) | — | |
| Return On Sales QoQ | — | |
| Return On Sales YoY | — | |
| Return On Sales IPRWA | — | |
| CASH FLOW | ||
| Free Cash Flow (FCF) | — | |
| Free Cash Flow Yield | — | |
| Free Cash Flow Yield QoQ | — | |
| Free Cash Flow Yield YoY | — | |
| Free Cash Flow Yield IPRWA | — | |
| Free Cash Growth | — | |
| Free Cash Growth QoQ | — | |
| Free Cash Growth YoY | — | |
| Free Cash Growth IPRWA | — | |
| Free Cash To Net Income | — | |
| Cash Flow Margin | 0.0 % | |
| Cash Flow To Earnings | 0.0 | |
| VALUE & RETURNS | ||
| Economic Value Added | $ 0.25 | |
| Return On Assets (ROA) | 0.307 % | |
| Return On Assets QoQ | 7.343 % | |
| Return On Assets YoY | -39.328 % | |
| Return On Assets IPRWA | high: 0.614 % median: 0.396 % mean: 0.382 % BBAR: 0.307 % low: 0.034 % |
|
| Return On Capital Employed (ROCE) | — | |
| Return On Equity (ROE) | 0.02 | |
| Return On Equity QoQ | 1.411 % | |
| Return On Equity YoY | -28.945 % | |
| Return On Equity IPRWA | high: 0.058 mean: 0.049 median: 0.049 BBAR: 0.02 low: 0.003 |
|
| DuPont ROE | 2.141 % | |
| Return On Invested Capital (ROIC) | — | |
| Return On Invested Capital QoQ | — | |
| Return On Invested Capital YoY | — | |
| Return On Invested Capital IPRWA | — | |