Recent News
On January 29, 2026 the board set a virtual Annual General Meeting for March 31, 2026 and established a February 13, 2026 record date for voting. On February 26, 2026 the board approved the company’s Annual and Sustainability Report and audited financial statements for presentation at the AGM. On February 27, 2026 Credicorp announced director nominees for the 2026 AGM and published related meeting documentation ahead of the March 31 virtual meeting.
Technical Analysis
ADX / DI+ / DI-: ADX at 13.82 indicates no established trend; DI+ shows a peak-and-reversal while DI- shows a dip-and-reversal, which together create a bearish directional bias for price momentum.
MACD: MACD stands negative at -3.19 with a peak-and-reversal and sits below the signal line (-2.07), reflecting bearish momentum and a lack of bullish MACD crossover to support immediate upside.
MRO: MRO reads -7.27 (decreasing), which implies the current price sits below its internal target and creates technical scope for mean-reversion upward pressure, even as other momentum gauges weaken.
RSI: RSI at 53.1 with a decreasing trend shows waning upside momentum from neutral territory rather than clear overbought or oversold conditions.
Price vs Moving Averages & Bands: The close at $319.43 lies below the 20-day average ($328.51) and the 50-day average ($341.61) but above the 200-day average ($277.59). The 12-day EMA shows a peak-and-reversal, and price sits marginally below the 1x Bollinger lower band ($321.88), signaling short-term weakness inside a broader longer-term support band.
Ichimoku & Volatility: Price sits below the cloud’s SenkouA ($343.15) and below the Kijun-sen ($337.92) while above SenkouB ($316.12), indicating a cautious technical posture with an intra-cloud environment and mixed trend confirmation. Short-term volatility (42-day beta 1.49) exceeds long-term beta (52-week 0.71), pointing to elevated recent sensitivity to news or flows.
Fundamental Analysis
Earnings And Guidance Context: Reported EPS equaled $5.93 versus an estimate of $6.45, producing an EPS surprise of -8.06%. Earnings growth shows a QoQ decline of -9.92% and a year-over-year decrease of -68.49%, while WMDST’s forward EPS sits at $8.08. These figures indicate near-term earnings pressure relative to prior periods and higher forward expectations embedded in consensus forward EPS.
Revenue And Profitability: Revenue growth stands at 0.59% sequentially and shows a year-over-year decrease of -38.49%. Cash conversion metrics report cash conversion to earnings of 0.0 and a reported cost of debt of 3.948%.
Valuation: The current PE ratio equals 52.10, below the industry peer mean of 61.57 and inside the industry peer range; forward PE equals 33.21, below the industry peer mean of 45.38. PEG reads negative at -6.24 versus an industry peer mean of -3.60, reflecting negative near-term earnings growth in the denominator. WMDST values the stock as fair-valued.
Balance & Capital Notes: Invested capital shows a reported negative $60,612,382,000 figure in the statements provided. Cost of debt and forward estimates suggest funding costs remain moderate relative to U.S. dollar yields embedded in the reporting period.
Valuation Summary: A PE of 52.10 sits below the industry peer mean but remains elevated versus the company’s forward PE of 33.21, implying some decline in near-term earnings already priced into forward consensus; WMDST’s fair-valued designation reflects that forward earnings expectations and current price roughly offset the mixed momentum picture.
MOST-RECENT QUARTERLY REPORT
| REPORT PERIOD ENDING: | 2025-12-31 |
| REPORT DATE: | 2026-02-11 |
| NEXT REPORT DATE: | 2026-05-13 |
| CASH FLOW | Begin Period Cash Flow | — |
| Operating Cash Flow | — | |
| Capital Expenditures | — | |
| Change In Working Capital | — | |
| Dividends Paid | — | |
| Cash Flow Delta | — | |
| End Period Cash Flow | — | |
| INCOME STATEMENT | REVENUE | |
| Total Revenue | — | |
| Forward Revenue | — | |
| COSTS | ||
| Cost Of Revenue | — | |
| Depreciation | — | |
| Depreciation and Amortization | — | |
| Research and Development | — | |
| Total Operating Expenses | — | |
| PROFITABILITY | ||
| Gross Profit | — | |
| EBITDA | — | |
| EBIT | — | |
| Operating Income | — | |
| Interest Income | — | |
| Interest Expense | — | |
| Net Interest Income | — | |
| Income Before Tax | — | |
| Tax Provision | — | |
| Tax Rate | — | |
| Net Income | — | |
| Net Income From Continuing Operations | — | |
| EARNINGS | ||
| EPS Estimate | $ 6.45 | |
| EPS Actual | $ 5.93 | |
| EPS Difference | $ -0.52 | |
| EPS Surprise | -8.062 % | |
| Forward EPS | $ 8.08 | |
| BALANCE SHEET | ASSETS | |
| Total Assets | — | |
| Intangible Assets | — | |
| Net Tangible Assets | — | |
| Total Current Assets | — | |
| Cash and Short-Term Investments | — | |
| Cash | — | |
| Net Receivables | — | |
| Inventory | — | |
| Long-Term Investments | — | |
| LIABILITIES | ||
| Accounts Payable | — | |
| Short-Term Debt | — | |
| Total Current Liabilities | — | |
| Net Debt | — | |
| Total Debt | — | |
| Total Liabilities | — | |
| EQUITY | ||
| Total Equity | — | |
| Retained Earnings | — | |
| VALUATION & PER-SHARE METRICS | EQUITY & PER-SHARE METRICS | |
| Book Value Per-Share | — | |
| Shares Outstanding | — | |
| Revenue Per-Share | — | |
| VALUATION | Market Capitalization | — |
| Enterprise Value | — | |
| Enterprise Multiple | — | |
| Enterprise Multiple QoQ | — | |
| Enterprise Multiple YoY | — | |
| Enterprise Multiple IPRWA | — | |
| EV/R | — | |
| CAPITAL STRUCTURE | ||
| Asset To Equity | — | |
| Asset To Liability | — | |
| Debt To Capital | — | |
| Debt To Assets | — | |
| Debt To Assets QoQ | — | |
| Debt To Assets YoY | — | |
| Debt To Assets IPRWA | — | |
| Debt To Equity | — | |
| Debt To Equity QoQ | — | |
| Debt To Equity YoY | — | |
| Debt To Equity IPRWA | — | |
| PRICE-BASED VALUATION | ||
| Price To Book (P/B) | — | |
| Price To Book QoQ | — | |
| Price To Book YoY | — | |
| Price To Book IPRWA | — | |
| Price To Earnings (P/E) | 52.097 | |
| Price To Earnings QoQ | 32.241 % | |
| Price To Earnings YoY | 297.183 % | |
| Price To Earnings IPRWA | high: 87.915 median: 61.871 mean: 61.572 BAP: 52.097 low: 37.244 |
|
| PE/G Ratio | -6.242 | |
| Price To Sales (P/S) | — | |
| Price To Sales QoQ | — | |
| Price To Sales YoY | — | |
| Price To Sales IPRWA | — | |
| FORWARD MULTIPLES | ||
| Forward P/E | 33.214 | |
| Forward PE/G | -3.98 | |
| Forward P/S | — | |
| EFFICIENCY | OPERATIONAL | |
| Operating Leverage | — | |
| ASSET & SALES | ||
| Asset Turnover Ratio | — | |
| Asset Turnover Ratio QoQ | — | |
| Asset Turnover Ratio YoY | — | |
| Asset Turnover Ratio IPRWA | — | |
| Receivables Turnover | — | |
| Receivables Turnover Ratio QoQ | — | |
| Receivables Turnover Ratio YoY | — | |
| Receivables Turnover Ratio IPRWA | — | |
| Inventory Turnover | — | |
| Inventory Turnover Ratio QoQ | — | |
| Inventory Turnover Ratio YoY | — | |
| Inventory Turnover Ratio IPRWA | — | |
| Days Sales Outstanding (DSO) | — | |
| CASH CYCLE | ||
| Cash Conversion Cycle Days (CCC) | — | |
| Cash Conversion Cycle Days QoQ | — | |
| Cash Conversion Cycle Days YoY | — | |
| Cash Conversion Cycle Days IPRWA | high: 83.413 mean: 13.496 low: 10.154 median: 10.154 BAP: 0 |
|
| CAPITAL DEPLOYMENT | ||
| Cash Conversion Ratio | — | |
| CapEx To Revenue | — | |
| CapEx To Depreciation | — | |
| CAPITAL, LIQUIDITY & COVERAGE | CAPITAL STRUCTURE | |
| Total Capital | — | |
| Net Invested Capital | — | |
| Invested Capital | $ -60.61 B | |
| Net Tangible Assets | — | |
| Net Working Capital | — | |
| LIQUIDITY | ||
| Cash Ratio | — | |
| Current Ratio | — | |
| Current Ratio QoQ | — | |
| Current Ratio YoY | — | |
| Current Ratio IPRWA | — | |
| Quick Ratio | — | |
| Quick Ratio QoQ | — | |
| Quick Ratio YoY | — | |
| Quick Ratio IPRWA | — | |
| COVERAGE & LEVERAGE | ||
| Debt To EBITDA | — | |
| Cost Of Debt | 3.948 % | |
| Interest Coverage Ratio | — | |
| Interest Coverage Ratio QoQ | — | |
| Interest Coverage Ratio YoY | — | |
| Interest Coverage Ratio IPRWA | — | |
| Operating Cash Flow Ratio | — | |
| TIMING / LIQUIDITY | ||
| Days Payables Outstanding (DPO) | — | |
| DIVIDENDS | ||
| Dividend Coverage Ratio | — | |
| Dividend Payout Ratio | — | |
| Dividend Rate | — | |
| Dividend Yield | — | |
| PERFORMANCE | GROWTH | |
| Asset Growth Rate | — | |
| Revenue Growth | 0.585 % | |
| Revenue Growth QoQ | 0.0 % | |
| Revenue Growth YoY | -38.486 % | |
| Revenue Growth IPRWA | high: 5.65 % median: 3.449 % mean: 2.759 % BAP: 0.585 % low: -1.639 % |
|
| Earnings Growth | -8.346 % | |
| Earnings Growth QoQ | -991.667 % | |
| Earnings Growth YoY | -68.489 % | |
| Earnings Growth IPRWA | high: 12.184 % BAP: -8.346 % median: -8.679 % mean: -16.218 % low: -45.133 % |
|
| MARGINS | ||
| Gross Margin | — | |
| Gross Margin QoQ | — | |
| Gross Margin YoY | — | |
| Gross Margin IPRWA | — | |
| EBIT Margin | — | |
| EBIT Margin QoQ | — | |
| EBIT Margin YoY | — | |
| EBIT Margin IPRWA | — | |
| Return On Sales (ROS) | — | |
| Return On Sales QoQ | — | |
| Return On Sales YoY | — | |
| Return On Sales IPRWA | — | |
| CASH FLOW | ||
| Free Cash Flow (FCF) | — | |
| Free Cash Flow Yield | — | |
| Free Cash Flow Yield QoQ | — | |
| Free Cash Flow Yield YoY | — | |
| Free Cash Flow Yield IPRWA | — | |
| Free Cash Growth | — | |
| Free Cash Growth QoQ | — | |
| Free Cash Growth YoY | — | |
| Free Cash Growth IPRWA | — | |
| Free Cash To Net Income | — | |
| Cash Flow Margin | — | |
| Cash Flow To Earnings | 0.0 | |
| VALUE & RETURNS | ||
| Economic Value Added | — | |
| Return On Assets (ROA) | — | |
| Return On Assets QoQ | — | |
| Return On Assets YoY | — | |
| Return On Assets IPRWA | — | |
| Return On Capital Employed (ROCE) | — | |
| Return On Equity (ROE) | — | |
| Return On Equity QoQ | — | |
| Return On Equity YoY | — | |
| Return On Equity IPRWA | — | |
| DuPont ROE | — | |
| Return On Invested Capital (ROIC) | — | |
| Return On Invested Capital QoQ | — | |
| Return On Invested Capital YoY | — | |
| Return On Invested Capital IPRWA | — | |