Recent News
On July 17, 2025 Banco BBVA Argentina announced the second dividend installment, adjusted for inflation, with record date July 28 and payment on July 31, 2025. On August 5, 2025 Investor’s Business Daily reported that the BBAR ADR improved its Relative Strength rating to 71, noting a recent rebound in relative price performance.
Technical Analysis
ADX / DI+ / DI-: ADX at 42.13 indicates very strong trend strength; DI+ shows a dip-and-reversal while DI- shows a peak-and-reversal, together signaling bullish directional momentum under a strong trend environment.
MACD: MACD at -1.23 with a MACD signal at -1.37 reflects a MACD dip-and-reversal; MACD sits above its signal line, indicating a bullish momentum shift despite negative absolute MACD values.
MRO: MRO at -26.91 sits below zero, which indicates price below the model target and a higher probability of upward pressure toward that target.
RSI: RSI at 33.86 with a dip-and-reversal shows recent downside with early signs of recovery from near-oversold territory, suggesting limited near-term upside potential if momentum holds.
Price vs Moving Averages and Bands: The last close at $9.26 sits near the 20-day average ($9.24) but below the 12-day EMA ($9.70), 26-day EMA ($10.92), 50-day average ($13.33) and 200-day average ($17.77), indicating the price remains inside a longer-term downtrend even as short-term indicators attempt a rebound. Bollinger bands show a lower band near $8.56 and an upper band near $9.93; current price sits inside the lower half of the band range, consistent with constrained upside potential until the 12-/26-day EMAs clear.
Volatility & Volume: 42-day beta at 1.62 and 52-week beta 1.40 imply above-market volatility. Recent volume at 1.31M versus a 10-day average of 1.43M signals average liquidity; 50-day and 200-day average volumes remain below 10-day averages, suggesting episodic trading interest.
Fundamental Analysis
Earnings: Reported EPS $0.21 versus an estimate of $0.37 produced an EPS surprise of -43.24%, reflecting a material miss that reduced near-term earnings momentum. Forward EPS stands at $0.3375 and forward PE reads 55.82.
Profitability & Growth: Return on assets at 0.311% and return on equity at 1.923% remain below the industry peer mean for ROA (0.398%) and ROE (4.105%), indicating weaker profitability relative to peers. Reported earnings growth shows -38.24% (current) with QoQ and YoY declines of -278.43% and -118.48% respectively, while revenue growth of 15.09% contrasts with a revenue growth YoY figure of -245.89%; these figures point to sizable short-term volatility in top-line and bottom-line trajectories.
Capital Structure & Liquidity: Debt-to-assets at 2.243% and debt-to-equity at 0.15012 (15.012%) sit well below the industry peer mean for debt-to-assets (16.134%) and the industry peer mean for debt-to-equity (2.01789), signaling low leverage on a relative basis. Cash of $3,314,124,000,000 and operating cash flow of $55,356,000,000 support liquidity metrics despite higher interest expense levels reported.
Valuation Context: Trailing PE sits at 80.18 against an industry peer mean PE of 42.34 and industry peer high of 80.50, placing the trailing multiple above the peer mean and close to the peer high. Price-to-sales at 0.012 and price-to-book at 0.00338 sit markedly below the industry peer mean and median for those metrics, with the price-to-book near the industry peer low. Forward PE of 55.82 sits above the industry peer mean forward PE of 39.11. WMDST values the stock as fair-valued, reflecting the mix of deeply low price-to-book, elevated trailing multiples, low leverage, strong reported cash, and constrained profitability.
MOST-RECENT QUARTERLY REPORT
| REPORT PERIOD ENDING: | 2025-06-30 |
| REPORT DATE: | 2025-08-20 |
| NEXT REPORT DATE: | 2025-11-20 |
| CASH FLOW | Begin Period Cash Flow | — |
| Operating Cash Flow | $ 55.4 B | |
| Capital Expenditures | — | |
| Change In Working Capital | $ -55.36 B | |
| Dividends Paid | — | |
| Cash Flow Delta | — | |
| End Period Cash Flow | — | |
| INCOME STATEMENT | REVENUE | |
| Total Revenue | $ 797.2 B | |
| Forward Revenue | $ 744.5 M | |
| COSTS | ||
| Cost Of Revenue | — | |
| Depreciation | — | |
| Depreciation and Amortization | — | |
| Research and Development | — | |
| Total Operating Expenses | — | |
| PROFITABILITY | ||
| Gross Profit | — | |
| EBITDA | — | |
| EBIT | — | |
| Operating Income | — | |
| Interest Income | $ 1.1 T | |
| Interest Expense | $ 459.8 B | |
| Net Interest Income | $ 596.6 B | |
| Income Before Tax | $ 89.9 B | |
| Tax Provision | $ 30.2 B | |
| Tax Rate | 33.656 % | |
| Net Income | $ 55.4 B | |
| Net Income From Continuing Operations | $ 55.4 B | |
| EARNINGS | ||
| EPS Estimate | $ 0.37 | |
| EPS Actual | $ 0.21 | |
| EPS Difference | $ -0.16 | |
| EPS Surprise | -43.243 % | |
| Forward EPS | $ 0.34 | |
| BALANCE SHEET | ASSETS | |
| Total Assets | $ 19.3 T | |
| Intangible Assets | $ 88.5 B | |
| Net Tangible Assets | $ 2.8 T | |
| Total Current Assets | — | |
| Cash and Short-Term Investments | — | |
| Cash | $ 3.3 T | |
| Net Receivables | — | |
| Inventory | — | |
| Long-Term Investments | — | |
| LIABILITIES | ||
| Accounts Payable | — | |
| Short-Term Debt | — | |
| Total Current Liabilities | — | |
| Net Debt | — | |
| Total Debt | $ 432.2 B | |
| Total Liabilities | $ 16.3 T | |
| EQUITY | ||
| Total Equity | $ 2.9 T | |
| Retained Earnings | $ 138.5 B | |
| VALUATION & PER-SHARE METRICS | EQUITY & PER-SHARE METRICS | |
| Book Value Per-Share | $ 4.7 K | |
| Shares Outstanding | 612.710 M | |
| Revenue Per-Share | $ 1.3 K | |
| VALUATION | Market Capitalization | $ 9.7 B |
| Enterprise Value | $ 441.9 B | |
| Enterprise Multiple | — | |
| Enterprise Multiple QoQ | — | |
| Enterprise Multiple YoY | — | |
| Enterprise Multiple IPRWA | — | |
| EV/R | 0.554 | |
| CAPITAL STRUCTURE | ||
| Asset To Equity | 6.691 | |
| Asset To Liability | 1.18 | |
| Debt To Capital | 0.131 | |
| Debt To Assets | 0.022 | |
| Debt To Assets QoQ | 42.052 % | |
| Debt To Assets YoY | 145.943 % | |
| Debt To Assets IPRWA | high: 0.24 mean: 0.161 median: 0.161 BBAR: 0.022 low: 0.006 |
|
| Debt To Equity | 0.15 | |
| Debt To Equity QoQ | 61.576 % | |
| Debt To Equity YoY | 258.196 % | |
| Debt To Equity IPRWA | high: 4.097 median: 2.302 mean: 2.018 BBAR: 0.15 low: 0.079 |
|
| PRICE-BASED VALUATION | ||
| Price To Book (P/B) | 0.003 | |
| Price To Book QoQ | -18.945 % | |
| Price To Book YoY | 32.031 % | |
| Price To Book IPRWA | high: 3.278 median: 0.995 mean: 0.784 BBAR: 0.003 low: 0.0 |
|
| Price To Earnings (P/E) | 80.184 | |
| Price To Earnings QoQ | 38.033 % | |
| Price To Earnings YoY | 468.569 % | |
| Price To Earnings IPRWA | high: 80.502 BBAR: 80.184 mean: 42.34 median: 39.912 low: 0.013 |
|
| PE/G Ratio | -2.097 | |
| Price To Sales (P/S) | 0.012 | |
| Price To Sales QoQ | -26.651 % | |
| Price To Sales YoY | 86.28 % | |
| Price To Sales IPRWA | high: 28.205 median: 5.436 mean: 5.148 BBAR: 0.012 low: 0.005 |
|
| FORWARD MULTIPLES | ||
| Forward P/E | 55.819 | |
| Forward PE/G | -1.46 | |
| Forward P/S | 13.082 | |
| EFFICIENCY | OPERATIONAL | |
| Operating Leverage | — | |
| ASSET & SALES | ||
| Asset Turnover Ratio | 0.045 | |
| Asset Turnover Ratio QoQ | 0.381 % | |
| Asset Turnover Ratio YoY | -51.096 % | |
| Asset Turnover Ratio IPRWA | BBAR: 0.045 high: 0.024 median: 0.012 mean: 0.012 low: 0.003 |
|
| Receivables Turnover | — | |
| Receivables Turnover Ratio QoQ | — | |
| Receivables Turnover Ratio YoY | — | |
| Receivables Turnover Ratio IPRWA | — | |
| Inventory Turnover | — | |
| Inventory Turnover Ratio QoQ | — | |
| Inventory Turnover Ratio YoY | — | |
| Inventory Turnover Ratio IPRWA | — | |
| Days Sales Outstanding (DSO) | — | |
| CASH CYCLE | ||
| Cash Conversion Cycle Days (CCC) | — | |
| Cash Conversion Cycle Days QoQ | — | |
| Cash Conversion Cycle Days YoY | — | |
| Cash Conversion Cycle Days IPRWA | — | |
| CAPITAL DEPLOYMENT | ||
| Cash Conversion Ratio | — | |
| CapEx To Revenue | — | |
| CapEx To Depreciation | — | |
| CAPITAL, LIQUIDITY & COVERAGE | CAPITAL STRUCTURE | |
| Total Capital | $ 3.3 T | |
| Net Invested Capital | $ 3.3 T | |
| Invested Capital | $ 3.3 T | |
| Net Tangible Assets | $ 2.8 T | |
| Net Working Capital | — | |
| LIQUIDITY | ||
| Cash Ratio | — | |
| Current Ratio | — | |
| Current Ratio QoQ | — | |
| Current Ratio YoY | — | |
| Current Ratio IPRWA | — | |
| Quick Ratio | — | |
| Quick Ratio QoQ | — | |
| Quick Ratio YoY | — | |
| Quick Ratio IPRWA | — | |
| COVERAGE & LEVERAGE | ||
| Debt To EBITDA | — | |
| Cost Of Debt | 60.665 % | |
| Interest Coverage Ratio | — | |
| Interest Coverage Ratio QoQ | — | |
| Interest Coverage Ratio YoY | — | |
| Interest Coverage Ratio IPRWA | — | |
| Operating Cash Flow Ratio | — | |
| TIMING / LIQUIDITY | ||
| Days Payables Outstanding (DPO) | — | |
| DIVIDENDS | ||
| Dividend Coverage Ratio | — | |
| Dividend Payout Ratio | — | |
| Dividend Rate | — | |
| Dividend Yield | — | |
| PERFORMANCE | GROWTH | |
| Asset Growth Rate | 18.271 % | |
| Revenue Growth | 15.089 % | |
| Revenue Growth QoQ | -386.591 % | |
| Revenue Growth YoY | -245.886 % | |
| Revenue Growth IPRWA | high: 29.43 % BBAR: 15.089 % mean: 11.963 % median: 1.72 % low: -19.894 % |
|
| Earnings Growth | -38.235 % | |
| Earnings Growth QoQ | -278.426 % | |
| Earnings Growth YoY | -118.48 % | |
| Earnings Growth IPRWA | high: 56.85 % median: -3.226 % mean: -3.53 % low: -17.308 % BBAR: -38.235 % |
|
| MARGINS | ||
| Gross Margin | — | |
| Gross Margin QoQ | — | |
| Gross Margin YoY | — | |
| Gross Margin IPRWA | — | |
| EBIT Margin | — | |
| EBIT Margin QoQ | — | |
| EBIT Margin YoY | — | |
| EBIT Margin IPRWA | — | |
| Return On Sales (ROS) | — | |
| Return On Sales QoQ | — | |
| Return On Sales YoY | — | |
| Return On Sales IPRWA | — | |
| CASH FLOW | ||
| Free Cash Flow (FCF) | — | |
| Free Cash Flow Yield | — | |
| Free Cash Flow Yield QoQ | — | |
| Free Cash Flow Yield YoY | — | |
| Free Cash Flow Yield IPRWA | — | |
| Free Cash Growth | — | |
| Free Cash Growth QoQ | — | |
| Free Cash Growth YoY | — | |
| Free Cash Growth IPRWA | — | |
| Free Cash To Net Income | — | |
| Cash Flow Margin | 6.944 % | |
| Cash Flow To Earnings | 1.0 | |
| VALUE & RETURNS | ||
| Economic Value Added | $ 0.39 | |
| Return On Assets (ROA) | 0.311 % | |
| Return On Assets QoQ | -38.538 % | |
| Return On Assets YoY | -75.278 % | |
| Return On Assets IPRWA | high: 0.613 % median: 0.409 % mean: 0.398 % BBAR: 0.311 % low: 0.049 % |
|
| Return On Capital Employed (ROCE) | — | |
| Return On Equity (ROE) | 0.019 | |
| Return On Equity QoQ | -32.121 % | |
| Return On Equity YoY | -64.043 % | |
| Return On Equity IPRWA | high: 0.055 median: 0.041 mean: 0.041 BBAR: 0.019 low: 0.004 |
|
| DuPont ROE | 1.96 % | |
| Return On Invested Capital (ROIC) | — | |
| Return On Invested Capital QoQ | — | |
| Return On Invested Capital YoY | — | |
| Return On Invested Capital IPRWA | — | |